Benefits for Pioneers at Subsidised Specialist Outpatient Clinics (SOCs) in Public Hospitals




The Government has introduced the Pioneer Generation (PG) Package to honour and thank our pioneers for their hard work and dedication.  The PG Package will help Pioneers with their healthcare costs for life:


i)                    Annual Medisave top-ups of between $200 to $800 (beginning July 2014);

ii)                  Subsidised outpatient care at polyclinics and SOCs (September 2014);

iii)                 Support for MediShield Life Premiums with special premium subsidies (late 2015).



From 1 September 2014, all Pioneers can receive an additional 50% off for subsidised services at the subsidised SOCs.  Here are some FAQs for Pioneers who are looking to benefit from the additional subsidies.



Q1) What is the difference between patients from subsidised SOCs and private SOCs?



PRIVATE Patients

Receive treatment at subsidised SOCs at public hospitals Receive treatment at private hospital or public hospital private SOC
No choice of doctor Able to choose your doctor
From 1 Sep 2014: Receive additional 50% off forsubsidised services at subsidised SOCs


From 1 Jan 2015: Receive additional 50% off forsubsidised drugs

Receive NO subsidies

(regardless of PG status or Community Health Assist Scheme (CHAS) card holder)





Q2) How do I receive treatment at the subsidised SOCs?


NEW Patients

CURRENT Patients

If you are not yet a patient at the public hospital SOC, visit a doctor at a polyclinic or a CHAS clinic.


Your doctor will refer you to the subsidised SOC where a team of healthcare professionals will provide care for you.

If you are currently a patient at a public hospitalprivate SOC, you may approach the SOC staff for assistance on switching to the subsidised SOC.



Q3) Is there additional financial help available for Pioneers at subsidised SOCs?


Pioneers who need additional financial help would be able to enjoy higher subsidies for subsidised SOC services through the Community Health Assist Scheme (CHAS).  Please refer to Annex A for some examples.


Type of


on household income per person

Subsidy for subsidised SOC services

Pioneer Generation Card


(From 1 Sep 2014)

Blue CHAS Card Up to $1,100


Additional 50% off subsidised services


Orange CHAS Card Between $1,100 – $1,800



No CHAS Card more than $1,800





Q4) How do I qualify for the CHAS card?


Pioneers without CHAS Card

Pioneers with Blue/ Orange CHAS Card

You may approach SOC or polyclinic staff for help.


Application forms are also available at Public Hospitals, Polyclinics, Community Centres/Clubs or Community Development Councils.


Visit for more information

Renew your CHAS card once every two yearsto continue to enjoy CHAS subsidies in addition to your PG subsidies.


If you are unsure of your whether you have been assessed before, you can call 1800-650-6060 to check



Q4) What cards do I need to bring along when I visit the doctor at the SOC?


  • ·         When visiting a subsidised SOC or polyclinic, remember to bring along your CHAS card and PG card
  • ·         Do not worry if you forget to bring your PG card to the subsidised SOC or polyclinic, as your information will be in the computer system.

A Future based on Skills and Mastery & Household Expenditure Survey 2012/13



The following News Highlights covers the two topics:

i)                    A Future Based on Skills and Mastery

ii)                   Household Expenditure Survey



Speaking at the opening of the Lifelong Learning Institute on Wednesday 17 September 2014, Deputy Prime Minister Tharman Shanmugaratnam highlighted the importance of lifelong learning and developing an ethos of cherishing and respecting the mastery of skills as Singapore moves into a new phase of development.


The Lifelong Learning Institute is a Continuing Education & Training (CET) campus built by Singapore Workforce Development Agency (WDA) for adult learning. The 30,000 sqm campus aims to make training and skills upgrading easily accessible to the local workforce.


The following recaps the key points of the Speech by DPM Tharman at the Opening of the Lifelong Learning Institute on our SkillsFuture.   


1.       Singapore must continue to be a place where everyone has the opportunity to succeed no matter what their starting point.


2.       We must adopt a “meritocracy for life” – one where you are assessed on your performance at every stage of your life, not just what you achieved in school at 18 or 24.


3.       To move to the next stage of development, Singapore must have a first-rate system of continuing education and training. Every Singaporean should be able to learn throughout his or her life.


4.       We must move beyond paper qualifications and move towards mastering skills. And we must respect such mastery no matter what the job.


5.       As such the Government has done the following:

a.       Accepted the ASPIRE recommendations, which aim to strengthen the polytechnic/ ITE pathways.

b.      Developed a new CET Masterplan to:

i)        revamp continuous education and training;

ii)       provide wider range of high quality learning opportunities; and

iii)     enable all Singaporeans, regardless of qualifications, to build and deepen their skills throughout their careers.


c.       Set up a new SkillsFuture Council bringing together Government agencies, labour unions and employers  to drive this new plan forward.

6.       We want to help everyone develop the skills relevant to the future, and we must build a future based on skills and mastery, in every job.

7.       This requires a national effort. We all have a role to play – Government, individuals, employers, training and learning institutions.

  • ·      More Information on SkillsFuture will be released soon
  • ·      More information on CET Masterplan 2020:

  • ·      For a summary of DPM Tharman’s Speech, please see Annex A




The Department of Statistics released its Household Expenditure Survey (HES) 2012/13. The HES is conducted once every five years and includes topics such as household consumption expenditure, households’ income, socio-economic characteristics and ownership of selected consumer durables.


A total of 11,050 households were interviewed between October 2012 and September 2013. These included HDB dwellings, condominiums and other apartments, landed properties and other types of dwellings. The selected sample was representative of the broad national dwelling type distribution.


The following highlights the main findings of the HES 2012/2013.


1.       Singapore resident households are earning more compared to 5 years ago

  • ·           Average monthly household incomes from all sources rose – average income was $10,500 in 2012/2013 compared to $8,110 in 2007/2008.

2.      Households across all income groups saw their incomes rise during this period.

  • ·           Those in the lower to middle income groups (up to 60th percentile) saw their income increase faster than those in the top 40% with those in the lowest 20% income group experiencing the fastest growth.
  • ·           Households in the lowest 20% income group also saw their income increase at a faster rate between 2007/2008 and 2012/2013 than in the period 2002/03 to 2007/08.


3.       While households are spending more, their income has grown more than their expenses.

  • ·           Compared to the rise in average household income (5.3% per annum), average household expenditure rose by a lower 4.4 % per annum.
  • ·           Expenses increased partly because households are buying better quality and higher-end products and services.
  • ·           For example, they are spending more on eating out at restaurants, cafes and pubs.


4.       Households are enjoying a better standard of living.

  • ·           There is rising ownership of household durables. Ownership of TV and washing machines is near universal. More households also own better quality items like LCD and LED TVs compared to CRT TVs.
  • ·           More also own mobile phones, personal computers and have air conditioning in their homes. Ownership of these items has increased not only among the higher income groups but also the lower income groups.


5.       Government transfers amounted to a significant share of household income for lower income groups.

  • ·           The bottom 20% households received government transfers amounting to 90% of their annual household income before the transfers.
  • ·           These include regular transfers like Workfare Income Supplement and GST vouchers; government subsidies/rebates such as Education and Child Care subsidies which offset expenditure; and ad-hoc transfers such as baby bonus.



Detailed findings on HES 2012/13:


Related Articles on HES 2012/13:

Staggered downpayment for righ-sizing to smaller flats & Population in Brief

The following News Highlights covers the two topics:

i)                    Staggered downpayment for right-sizing to 2-Room or 3-Room flats; and

ii)                   Population In Brief report 2014



At the latest Build-To-Order (BTO) launch on Wednesday, 24 September 2014, HDB announced that existing flat owners who right-size to a new 2-room or 3-room flat in a non-mature estate/town will be able to enjoy the Staggered Downpayment Scheme, where they pay half the downpayment for the new flat.


The following are the main details of the Staggered Downpayment Scheme.


1.       HDB flat owners who wish to right-size to a 2-room or 3-room BTO/Sale of Balance flat will now only need to pay half of the downpayment when they sign the Agreement for Lease


a.         A 5% downpayment to be paid upfront for HDB loan cases or those who do not need a loan, down from the existing 10%.

b.        A 10% downpayment to be paid upfront for loans taken from financial institutions (regulated by the Monetary Authority of Singapore), down from the existing 20%.

2.       They only need to pay the other half of the downpayment together with the balance purchase price of the new flat when the new flat is ready and they collect the keys.

3.       This will help HDB flat owners who want to right-size but cannot pay the full downpayment because their funds are tied up in the existing flat.

4.       Who are eligible for the Staggered Downpayment Scheme?

a.         They have applied to buy a 2-room or 3-room flat in Build-To-Order/Sale of Balance Flat exercises from September 2014 onwards (The next Sale of Balance Flats exercise is in November 2014);

b.        The new flat is in a non-mature estate; and

c.         They have not sold their existing flat (or the sale of the existing flat has not been legally completed) when they apply for a new flat.

5.       Flat owners do not need to apply for the Staggered Downpayment Scheme. The HDB will automatically extend it to those who are eligible.

More information on the Staggered Downpayment Scheme:




The National Population and Talent Division released its annual publication Population in Brief report on Thursday, 25 September 2014. The report provides relevant information on Singapore’s population landscape and contains a collation of key population indicators and demographic trends.


The following highlights the main findings of the report:


1.       Overall:

a.         Slowest population growth in the last decade (1.3%).

b.        As of June 2014, Singapore’s total population was 5.47 million

2.       Citizen/PR population:

a.         Citizen population grew by 0.9% while PR population remained stable.

b.        Our citizen population continues to age – percentage aged 65 and above higher than last year.

c.         Ethnic profile of citizen population remains stable.

d.        Fewer Singaporeans are getting married, and having children. Our total fertility rate dipped from 1.29 in 2012 (Dragon Year) to 1.19 in 2013 across all ethnic groups.

3.       Non-resident population: (This group is not here for good – It is made up of foreign workers, employment pass (EP) holders, students – and depends on the state of our economy)


a.         Growth of this group slowed – mainly due to concrete steps taken to slow foreign workforce growth to a more sustainable pace.

b.        Bulk of foreign employment growth was in construction – to support infrastructure projects (building homes, MRT projects and hospitals).


4.       Businesses will face a tight labour market as we restructure the economy.

a.         Singapore remains business friendly.

b.        Government programmes are helping businesses to become more productive and rely less on foreign workers.

c.         Businesses can grow and succeed here, and create quality jobs for Singaporeans.

To download the full report:

ADAM Association & Just Parenting Association FLAG DAY 2014

ADAM Association & Just Parenting Association Joint Flag Day will be on 9 August 2014. We are inviting volunteers to help us collect donations during the said event. We are seeking for your support as volunteers to help us raise $50,000 for this fundraising event.

Just 3 hours of your time can go a long way

11:00AM – 2:00PM
1:00PM – 4:00PM
3:00PM – 6:00PM

For more information and to register. Kindly email us at or call us at 6471 5448/ 6475 3574

If you are unable to volunteer on the day itself but eager to help you can also adopt a donation tin for just $100/- each.